Privacy Policy (Last Updated 06/09/2018)

FACTS	WHAT DOES CITYGROUPSL BANK DO WITH YOUR PERSONAL INFORMATION?
Why?	Different financial companies chooses how they share your personal information. Federal law gives consumers the right to limit some but not all. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depends on the product or service you have with us. This information can include: Permanent home address Next of kin details Payment history Marital status Social Security number Account transactions Or in rare cases: Drivers licence, and other relevant licences in the case of loan application Mortgage rates and payments Updating account information Inter-bank transfer instructions When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CityGroupsl chooses to share may include.

Reasons we share	Does CityGroupsl share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes - information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes - information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Contact support at support@citygroupsl.com or go to www.citygroupsl.com

What We Do
How does CityGroupsl Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. CityGroupsl Bank is committed to providing quality products and services with a high level of integrity regarding personal privacy.
How does CityGroupsl Bank collect my personal information?	We collect your personal information, for example, when you Open an account Make deposits or withdrawals from your account Give us your contact information Give us your wage statements Make an Inter-bank transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Internet Banking Security

CityGroupsl Bank uses the latest technology to protect your account information from exposure to unauthorized individuals. Some of the components of the security system include:

A valid required account number and password for account access encryption, which scrambles transmissions when crossing, the Internet Members are responsible for protecting the secrecy of their password. We recommend that members do not store secured pages in their cache or leave their computer unattended while logged into the personal account dashboard.

Encryption is a security measure which takes meaningful text and numbers and scrambles them into numerical nonsense prior to their transmittal across the Internet. Account information becomes completely scrambled with encryption in place. As an example, a transaction order such as "pay $190 from my account to user two" may be represented by an unassociated sequence of numbers such as "7523214483628174312." The encryption process occurs for information going in both directions; from your computer to the institution and vice versa. Encryption uses complex algorithmic formulas to create a key that is used to translate the numerical sequence into useful text. There are billions of potential keys, and a different key is used for each Web Personal Branch session. With member security in mind, our Internet Banking supports an advanced high encryption process.

In order to better serve our members and protect their account information, our website uses "cookies," which are packets of data stored on your hard drive as a file. We use cookies to verify member authorization while using Internet banking. "Cookies" make it easier, quicker, and more secure for members to log into and perform transactions using the website. "Cookies" do not compromise privacy. Their data is typically stored on the computer's hard drive as a file or folder and can be deleted at any time. A new file will be created when logging onto the website, and these "cookies" will become invalid shortly after the user session.